Hi Everyone,

I want to take this opportunity to thank each of you for a smooth and timely closing on my new home in Yuma. I am amazed there wasn't a hitch or another piece of paper that needed to be submitted.

Kathy was so patient with me as I looked at the available homes. Linda was and continues to be gracious about connecting with service people. Derek and staff brought the the entire package to a happy conclusion - and on time! Who knew it could be done this smoothly?

And, thank you, Ron for suggesting Kathy. We had an instant connection.

Blessings to you all,
Victoria

To whom it may concern

At the time of our new home purchase contract we were referred to a specialist, Derek Egeberg in Yuma Arizona. We were in hopes that we could comfortably seek out the best program and interest rates offered in today's market from several institutions for comparison before settling in on any one particular loan.

We are self employed and had a former home on the market and at the time Yuma had entered a slump in real-estate, homes were not selling as quickly as they had been so we knew we would be facing two mortgages for a while

We needed someone knowledgeable in the loan business to find the best program for us individually.

Upon our initial contact with Derek he immediately responded to our requests with great interest rates, he had several different loan options and programs to offer us!

Derek kindly gave us the feeling of choice, and the options understandably laid out. If and when we had questions no matter how routine they were Derek took the time to explain and answer each and every one

Since our original home loan with Derek we have once again returned to him for a mortgage refinance and once again we received excellent friendly swift service and excellent interest rates

During both loan processes we were personally assisted by Derek from start to closing.

Thank You Derek

We look forward to doing business with you in the future

Sincerely
Dennis and Didi Budd
Yuma