10-Day Mortgage Guarantee

Academy Mortgage has been operating for over 20 years and was founded by a group of some of the most trusted, knowledgeable, and respected individuals in the mortgage industry. Getting loans done fast isn't really a secret, it is just a matter of putting company values on providing the highest possible service levels in the industry.

And we are able to provide the highest service levels available because our loans are underwritten and closed under one roof.

At Academy Mortgage:

• We understand that the process of obtaining a home loan can be intimidating, so we strive to make the loan process a simpler and more pleasant process for everyone involved.

• We enjoy being able to control the loan application from beginning to end with no middlemen. This allows us to ease the stress of our borrowers by having control of the file with the ability to provide critical information at any time.

• Our office has in-office underwriting and closing which helps us maintain maximum control over each of their files . Our all- in-house setting provides that we don't have to outsource or depend on others to get our job done.

• We pride ourselves on providing fast and reliable service to each one of our clients.

• We understand the importance of clear and concise communication to our borrowers to make our closings go more smoothly.

• We can answer all our clients' questions and concerns because we know the status of each loan at all times.

• We are always on the cutting edge of technology and working hard to stay on top of the newest industry demands.

Items Required to Approve a 10 Day Mortgage

These items must be brought to the application appointment and approved by the Branch Manager to be eligible for a 10-Day-Mortgage.

• Last 30 days paystubs for all borrowers showing stable income

• Last 2 years complete tax returns with all schedules, W-2's, 1099's

• Last 2 months bank statements for all accounts with all pages

• Must show funds to close in account with no undocumented deposits

• Full residency history of all addresses for the last 2 years (landlords name and phone number also)

• Full work history with all addresses and phone number for the last 2 years.

• Must have no employment gaps

• Photo ID and Social Security Cards for all borrowers

• We will need proof the Earnest Deposit has Cleared

• The tax returns must be validated by the IRS. We will have the borrower sign the 4506-t form and send to the IRS. This must come back matching exactly what the borrower provided for tax returns.

• Appraisal of the purchase property must come back with acceptable value, comparable sales and no repair items.

*$500 fee will apply to all 10-Day-Mortgages

Call for more information (928) 247-9089